Here is the best advice you'll ever receive. Go get a pen and paper, i'll wait. Step 1:PAY OFF YOUR CREDIT CARD DEBT FIRST!(sorry Scott but i have to set this guy straight). Step 2:Go to any discount bookstore and pick up a copy of "The Millionaire Next Door." Step 3: Read it. Step 4:Learn how you can have all these components for 1/2 off what you would pay by not financing them on credit cards, and be able to afford whatever else you could ever possibly want in your lifetime, even if you never have a high income job. Step 5: Enjoy life being wealthy!
Please think hard about your financial situation, i'm worried for you, don't finance the banks, they have enough money already.
The Secretary