In most cases, though, the charges were processed in 2009 or 2008 - once you get past around 60 days, most credit cards aren't able to help so much. For the folks (and there were many of them) who paid Mark directly through PayPal, it gets even harder. If they used a credit card, the card can only go after PayPal. PayPal is less likely to help, especially since Mark seems to have abandoned that account entirely. Basically, he stalled folks long enough that they have little recourse for recovering their money. One former employee (Sean Parque, the one selling some LS's that he built out himself) went to small claims court and won, but if you aren't local it's hard to justify travel expenses for what could be several court dates - it took Sean three hearings and one postponed hearing to get his parts.