I think backing off from the 8 or 9 range in Photoshop really won't hurt anything. I generally use no higher than 6 or so for images where I'm really concerned about it, and I've compared some fairly high-res images when compressed at around 7 to ones at around 4 and seen no difference, even in a 21" monitor. Do a little "save as" test -- you may be surprised!

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