Yes. Passive crossover not only will attenuate, it will also compress your signal when the input voltage is too large. It also introduces many problems, such as current limiting; frequency distortion…etc or even worse, catch on fire if drive hard enough!!
One thing worth noting is that when you use passive speakers, you will waste many precious amplifier powers. Did you know when you use a 200 W amp to push a passive speaker enclosure that has 5 drivers (1 tweeter, 2 mid, 2 woofers) in it you will get only about 40 W to each of the five drivers or maybe even less regardless of the internal crossover involved? Same thing apply to the passive bi-amping, even though the situation will improve some. That’s also one of the reasons why passive speakers always need a lot of power and still can’t get any louder than a pure active system. This kind of set-up not only get a lot of distortion, but also very inefficient to the drivers and amps. If your speakers allow internal crossover bypassing, use it. That is the best. In my system, I always use one-amp-one-driver approach unless I need to parallel same drivers to form 4-ohm load, although this way is bit expensive
One benefit of buying raw drivers and active crossover to bi- or Tri-amping is that you know exactly what kind of speakers you are getting and you have more control over you sound. I’ve listened whole bunch of small Hi-Fi high power passive systems; yet, I still have not found one that louder, cleaner than a pure active one.