Here's a complete $3000 system, all returnable after trying them in your home:

Outlaw 970/7125 - $1598
Outlaw LFM-2 - $299
2 pair of Magnepan MGM-W - $600
1 Magnepan MGM-C - $300
Oppo OPDV971H - $199

Comes in at $2996 + shipping + cables.

Upgrades/changes:
$50 less gets the Oppo 970-HD
$30 more gets the Oppo 981-HD
$250 more - change front pair of MGM-Ws to MMGs
$300 more - upgrade to the Outlaw 990

The Oppo player you choose depends mostly on your TV.