Thanks for the reply Gonk.

I guess I would rather do what you did, and save the extra money...and then just hope on the odd chance that a bold of lightening hits my house, that all of my equipment is covered under the home owners policy.

Just out of curiousity, if there anything that you don't like about your Panamax product? Any flaws that you have found in it since you have owned it?

Thanks again Bud!

Incog